BUYING

FIND YOUR DREAM HOME

SEARCH ALL HOMES

I INVEST IN YOU

In my role as your real estate agent, I recognize that purchasing a property entails more than just finding a place to live; it represents an investment in a way of life. With over two decades of experience in the market and a steadfast commitment to integrity, I will act as your reliable guide, devoted to identifying opportunities that offer both a solid return on investment and the desired quality of life you seek.

THE BUYING PROCESS

1. FINANCE PREP & PRE-APPROVAL

Assess your financial situation, save for a down payment, and apply for mortgage pre-approval to understand your budget.

2. HIRE A REAL ESTATE AGENT

Find a local real estate agent who understands your needs and the local market. We are always here to help.

5. HOME INSPECTION

Have the home professionally inspected and negotiate any necessary repairs with the seller.

4. MAKE AN OFFER

Once you've found a home that fits your needs and budget, work with your real estate agent to submit a competitive offer.

5. HOME INSPECTION

Have the home professionally inspected and negotiate any necessary repairs with the seller.

6. FINALIZE & APPRAISAL

Complete your mortgage application and have your lender arrange for a home appraisal to verify the property's value.

7. CLOSING PREPARATION

Review the mortgage, deed of the property, the closing disclosure, any other documents and prepare for the closing costs.

8. CLOSING & POSSESSION

Sign the final paperwork, make the necessary payments, and receive the keys to your new home.

CLOSING COSTS TO EXPECT:

LENDER FEES

These include charges for loan processing, underwriting, preparation and establishing an escrow account.

THIRD-PARTY FEES

These include charges for insurance, title search, and other inspections such as termites.

GOVERNMENT FEES

These include deed recording and state & local mortgage taxes.

ESCROW AND INTEREST FEES

These include homeowner’s insurance, loan interest, real estate taxes, and occasionally private mortgage insurance.

Alex Seibert (11)

REALTOR®| Coldwell Banker Realty | DRE# 01992842

(916) 505-5178

TheAgentAlex@gmail.com

2277 Fair Oaks Blvd. Ste 440, Sacramento, CA 95825

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